Remote Deposit Capture:
Deposit checks electronically from your own office.
Scan checks onsite and send deposits instantly, saving you time and speeding up cash flow.
Retail Lockbox’s Remote Deposit Capture (RDC) service allows businesses to scan and deposit checks from their own location, eliminating the need for daily trips to the bank or mail delays. For items that are dropped at your cashiers, drop boxes, or remote locations. With our secure desktop scanning solution, you can transmit deposits electronically in real-time, speeding up funds availability and enhancing your receivables process.
Ideal for organizations handling a moderate volume of checks, RDC acts as a flexible extension of your lockbox services, helping you capture payments faster, streamline operations, and maintain control over your deposit workflow.
Key Benefits:
Faster Funds Availability: Electronically deposit checks the same day they're received, reducing float time.
All Items go directly into Your Image Repository and Archive: No multiple sets of records. All information and images in one place.
Increased Efficiency: Eliminate manual deposit prep and bank runs with on-site scanning and transmission.
Secure Transmission: Check images and deposit data are encrypted and transmitted through a secure connection.
Improved Cash Flow Management: Gain greater visibility into deposit activity and incoming payments.
Flexible Workflow Integration: Use RDC as a standalone service or in tandem with your existing lockbox solution.
Advanced Features:
Desktop Check Scanning: Quickly scan single or batch checks using a supported check scanner.
Automated Image Capture & Endorsement: The system auto-captures front and back images and applies a virtual endorsement.
Deposit Confirmation & Reporting: Get instant deposit acknowledgments and access real-time transaction reports.
User Access Controls: Define user permissions to maintain internal controls and safeguard sensitive data.
Check Image Archive: Access stored check images for research, audit, or reconciliation needs.
Exception Handling Tools: Flag and manage unreadable or out-of-balance items before submission.
Quick Contact:
How it works:
Use your scanner or Retail Lockbox provides your team with a compatible desktop scanner and access to our RDC software.
Checks are scanned at your location and securely transmitted for deposit.
Funds are deposited into your designated bank account the same day.
Access transaction history and check images anytime through our secure online portal.
Why Work With Retail Lockbox
Accuracy
We’ve built long-term relationships across industries by delivering consistently accurate, error-free results clients can count on.
Proprietary Technology
Our proprietary processing system combines high-speed scanning, OCR, and secure cloud infrastructure to cut processing time in half — all while maintaining 99.99% uptime and real-time visibility for your team.
Industry Leader
With over 30 years in remittance processing, we've seen it all. Our team brings decades of industry insight to every implementation, helping clients navigate compliance, integration, and scale with confidence.
Customized Solutions
Every client’s workflow is different — our platform adapts to yours. From custom file formats to specialized approval workflows, we build around your process, not the other way around.