Wholesale Lockbox Services:

Custom processing for low-volume, high-dollar payments.

Ideal for checks without scan lines or with unique documentation. Manual review and tailored workflows ensure accurate, same-day deposits.

Managing complex, high-value payments in-house can be time-consuming and error-prone. Our Wholesale Lockbox services are tailored for businesses that handle low-volume, high-dollar check remittances and need specialized attention beyond standard lockbox processing. Unlike retail lockbox services, wholesale lockbox focuses on manual payment processing, ideal for remittances without OCR-readable scan lines or with unique documentation requirements.

At Retail Lockbox, we provide customized, secure, and efficient check remittance solutions, ensuring your payments are processed accurately and deposited promptly, freeing your team to focus on core business operations.

Key Benefits: 

  • Manual Check Remittance Processing: Perfect for payments lacking standard scan lines or needing individualized handling.  8 ½ x 11 invoices, medical payments (EOB’s and RA’s), and checks with information on a check skirt.

  • Fast Funds Availability: Accelerate your receivables with same-day bank deposits.

  • Custom Workflows: Processing tailored to your specific remittance and document handling needs.

  • No Minimum Volume Requirements: Whether you handle ten payments or a few  hundred of payments, we’ve got you covered.

  • Reporting: Access detailed remittance data and deposit reports when you need them.

  • Secure PO Box & Document Management: Safe receipt and transport of your checks and remittance materials.

Advanced Features:

  • Deposit Directly into Your Bank Account: Deposited into your bank account at your bank.

  • Dual-Level Document Review: Supports both front-end imaging and back-end verification to ensure complete, accurate remittance capture.

  • Custom Indexing & Data Mapping: Extracted remittance data is formatted to align with your internal accounting or ERP system structure.

  • Client-Specific Business Rules: Configure exception handling, batching, and document validation to meet your unique workflow requirements.

  • Secure Image Archive & Retrieval: All scanned documents are stored in a centralized, searchable portal for audit and research access.

  • Integrated Adjustment Queues: Flagged items can be routed for internal or client-side review before final posting or deposit.

Quick Contact:

How it works: 

  1. Clients send physical payments and supporting documents to a secure, dedicated PO Box managed by Retail Lockbox.

  2. Payments are safely collected and brought to our processing center.

  3. Payments are reviewed manually. We capture all critical data from non-standard remittances, including check amounts, customer information, and invoice references.

  4. Funds are deposited the same day into your bank account, and all remittance data is posted to your accounts receivable system.

  5. Receive comprehensive, real-time reports customized to your business needs for complete transparency.

Why Work With Retail Lockbox

Accuracy

We’ve built long-term relationships across industries by delivering consistently accurate, error-free results clients can count on.

Proprietary Technology

Our proprietary processing system combines high-speed scanning, OCR, and secure cloud infrastructure to cut processing time in half — all while maintaining 99.99% uptime and real-time visibility for your team.

Industry Leader

With over 30 years in remittance processing, we've seen it all. Our team brings decades of industry insight to every implementation, helping clients navigate compliance, integration, and scale with confidence.

Customized Solutions

Every client’s workflow is different — our platform adapts to yours. From custom file formats to specialized approval workflows, we build around your process, not the other way around.